Payments, Reimagined.

Climb aboard the Zepto express, and instantly explore a new world of high-speed payment solutions on real-time payment rails.

Modern businesses need modern payments solutions, and they need them now. Zepto’s high-speed, light-touch integration and on-boarding give 3rd-party processors a genuine first-mover advantage.

Technical Infrastructure

Zepto’s cloud-native and cloud-agnostic application and infrastructure is compliant with, among other standards, ASAE 3150, CPS 234 & CIS Benchmark Level 2.

Encryption & Security

All persisted data is encrypted at rest in highly available, replicated databases across Australian regions. Overarching these facilities is a suite of logging, security & intrusion detection/monitoring tools enabling real time notifications, administrative UI and automated response plans.

Speed & Scale

Zepto utilises modern devops best practices and tools such as Kubernetes to facilitate rapid deployment, scaling and visibility.

Core solutions

Simplify customer-initiated payments and receive funds in real time with precision, real-time messaging and settlement, and automatic reconciliation.
Traditional direct debit has had its day. Our merchant-initiated payment solutions can reduce dishonours, fraud and errors, and power faster clearances, too.
Pay-out and disburse funds instantly anytime—including weekends and public holidays—on NPP payment rails, and take your customer experience to another level.
Customers expect real-time everything, including refunds. Reimagine the movement of money with fully-automated, real time, data rich refunds that clear in seconds.
Choose your own payments adventure and create the perfect payment environment for your business with granular and accurate reporting all driven programmatically by a flexible and robust API.