Real estate, meet real-time money

Rev-up your rent roll, and bank your deposits at hammer time. Zepto’s split-second collection and real-time reconciliation happens faster than you can say, “All done? Sold!”

Zepto’s Open Banking and real-time payments solutions are fast, precise and always on. That means payments go where they should, when they should, every time.

Business transformation

Zepto delivers precise, real-time payments solutions that transform business operations by radically improving back-office workflows, cash flow, and customer experience.

Frictionless funding at speed

Zepto enables a 1-to-1 payment relationship with every buyer, owner or tenant. That means available funds pre-checks, precise collections, instant reconciliations, and swifter arrears resolutions across your entire rent roll.


Zepto’s unique connectivity with traditional banking systems, open banking technology, and Australia’s emerging real-time payments infrastructure, means we move funds faster with top financial-grade security.
“Zepto’s open banking overlay solution for OurProperty enables our automated arrears process to start the day the rental is due—rather than waiting up to three days for the bank to let them know that the direct debit hasn’t cleared. This gives agency property managers a three-day head start, and allows them to minimise their arrears.”
Sandy Moore, Chief Operating Officer - OurProperty

Core solutions

Simplify customer-initiated payments and receive funds instantly with 100% data accuracy, real-time messaging, settlement and automatic reconciliation.
Traditional direct debit has had its day. Our merchant-initiated payment solutions eliminate dishonours, reduce fraud and errors, and power faster clearances, too.
Pay out and disburse funds instantly anytime–including weekends and public holidays–on NPP payment rails, and take your customer experience to another level.
Customers expect real-time everything, including refunds. Reimagine the movement of money with fully-automated, real time, data rich refunds that clear in seconds.
Choose your own payments adventure and create the perfect payment environment with granular and accurate reporting all driven programmatically by a flexible and robust API.