Get to know PayTo 

PayTo is a new way for merchants to initiate real-time payments from their customers’ bank accounts–like a flexible, variable instant direct debit.

Want to know more?

The payments game-changer

Keep your money moving

Say goodbye to delayed direct debit payments and funding lags. PayTo’s rich data sets enable enhanced, real-time payment reconciliation at any time, all the time.

Clarity & transparency

See when a payment agreement is paused, changed or cancelled, giving you the clarity you need to engage with your consumers, deepen customer trust and maximise payment success.

A single integration

Integrate just once with Zepto, take advantage of our signature super-enhanced direct debit solutions–Australia’s fastest–and our single API will have you ready for PayTo the moment it switches on in 2022.

One-off Payments

PayTo revolutionises direct debit payment initiation, and not just recurring ones - it can be used for one-off payments, too.

Recurring Payments

PayTo’s real-time account validation and notifications at various stages of every payment remove the uncertainty of traditional direct debit.

Porting Direct Debit to PayTo

Porting your existing direct debits to PayTo is a breeze. Integrate with Zepto now, and you’ll be PayTo ready without any additional dev work required.
"PayTo will fundamentally change the way money moves, accelerate cash flow, and give consumers more clarity and control over when and where their payments are going."

Transform your customer experience

PayTo gives customers more visibility and control over payment obligations from their bank accounts, and will eliminate the friction points of traditional direct debit. Your customers will enjoy a massively enhanced payment experience, and you’ll enjoy a freer, faster flow of funds.

Is your business PayTo ready?

Integrate now with Zepto, and you’ll have no additional development work to port across to PayTo—if you want to—the moment it switches on. Our API does all the heavy lifting, so you won’t have to.

Let’s do this

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